For five centuries adventurers, researchers and believers have searched for the Radix. A US agent has been hired to locate the legendary Radix, a relic with sacred healing powers, the modern day descendents of the infamous Borgia family will stop at nothing to wield the power of the Radix. At the same time the Knights of Malta wants the Radix ... and will stop at nothing to get the relic for their own use and gain favor with the Pope.
Statistics, analysis and commentary from top thinkers on emerging behaviour explains why industries and economies are forced to reinvent themselves
Written by respected thought leader and e-banking expert Brett King, this book will question the future of banking as we know it. Will banks become extinct?
Apple Watch, SmartGlasses, Fitness & Health Monitors, Virtual Reality Goggles. How will embeddedand wearable technologies such as these, and others to come, affect consumersand businesses? A groundbreaking work by Brett King, founder of the world's first mobile bank - With contributions fromrespected futurists on how the near- and medium-term future will pan out: ANDYLARK, ALEX LIGHTMAN andJP RANGASWAMI- With testimonials byauthors Robert Scoble Ramez Naam, RobertTercek, as well as Seth Wheeler (advisor to Preseident Obama) and RichardRobinson (founder of RenRen, China lead for 500 startups)- Industry specificscenarios for banking, real estate, retail, travel/hospitality
"In the next 10 years, we'll see more disruption and changes to the banking and financial industry than we've seen in the preceding 100 years"—Brett King Breaking Banks: The Innovators, Rogues, and Strategists Rebooting Banking is a unique collection of interviews take from across the global Financial Services Technology (or FinTech) domain detailing the stories, case studies, start-ups, and emerging trends that will define this disruption. Features the author's catalogued interviews with experts across the globe, focusing on the disruptive technologies, platforms and behaviors that are threating the traditional industry approach to banking and financial services Topics of interest covered include Bitcoin's disruptive attack on currencies, P2P Lending, Social Media, the Neo-Banks reinventing the basic day-to-day checking account, global solutions for the unbanked and underbanked, through to changing consumer behavior Breaking Banks is the only record of its kind detailing the massive and dramatic shift occurring in the financial services space today.
The first edition of BANK 2.0—#1 on Amazon's bestseller list for banking and finance in the US, UK, Germany, France, and Japan for over 18 months—took the financial world by storm and became synonymous with disruptive customer behaviour, technology shift, and new banking models. In BANK 3.0, Brett King brings the story up to date with the latest trends redefining financial services and payments—from the global scramble for dominance of the mobile wallet and the expectations created by tablet computing to the operationalising of the cloud, the explosion of social media, and the rise of the de-banked consumer, who doesn't need a bank at all. BANK 3.0 shows that the gap between customers and financial services players is rapidly widening, leaving massive opportunities for new, non-bank competitors to totally disrupt the industry. "On the Web and on Mobile, the customer isn't king—he's dictator. Highly impatient, skeptical, cynical. Brett King understands deeply what drives this new hard-nosed customer. Banking professionals would do well to heed his advice." —Gerry McGovern, author of Killer Web Content
The first edition of BANK 2.0 took the financial services world by storm and became synonymous with disruptive customer behaviour, technology shift and new banking models. In BANK 3.0, Brett King looks at the latest trends that are redefining financial services and payments. From the global scramble for dominance of the mobile wallet, the expectations created by tablet computing, the operationalizing of the cloud and the explosion of social media he explores:li>How Social Media has exposed pricing, over-regulation, outdated processes and poor policy,How mobile technology is completely changing the context of banking,How customer advocacy is killing traditional brand marketing,The growth of the ‘de-banked’ consumer who doesn’t need a bank at all; andWhy Banking is no longer a place you go, but something you doBANK 3.0 shows that the gap between customer and financial services players is rapidly growing, leaving massive opportunities for new, non-bank competitors to totally disrupt the industry.
The financial crisis is just beginning for retail institutions. Ninety to ninety-five per cent of bank transactions are executed electronically today. The Internet, ATMs, call centres and smartphones have become mainstream for customers. But banks still classify these as alternative channels and maintain an organisation structure where Branch dominates thinking. Continued technology innovations, Web 2.0, social networking, app phones and mobility are also stretching traditional banking models to the limit. BANK 2.0 reveals why customer behaviour is so rapidly changing, how branches will evolve, why cheques are disappearing, and why your mobile phone will replace your wallet all within the next 10 years.
W Banku 3.0 Brett King wskazuje nowe trendy redefiniujące cały obszar usług finansowych, m�wi o og�lnoświatowej walce o dominację portfela mobilnego, nadziejach i obawach związanych z pojawieniem się tablet�w, wykorzystaniem chmury, gwałtownym rozwojem medi�w społecznościowych oraz pojawieniem się konsumenta nieubankowionego, kt�ry w og�le nie potrzebuje banku. Bank 3.0 pokazuje, że przepaść między klientami a dostawcami usług finansowych stale się powiększa, co konkurencyjnym firmom niebankowym daje okazję do dekonstrukcji całej branży.W Banku 3.0 Brett King aktualizuje opowieść rozpoczętą w swojej poprzedniej książce Bank 2.0, kt�ra przez ponad 18 miesięcy była bestsellerem Amazonu w kategorii bankowość i finanse w Stanach Zjednoczonych, Wielkiej Brytanii, Niemczech, Francji i Japonii. Rewolucja technologiczna, w szczeg�lności mobilna, powoduje, że świat, jaki znamy, odchodzi w przeszłość. W czasach, w kt�rych tylko wyobraźnia jest ograniczeniem, rzeczy wielkie powstają pod każdą szerokością geograficzną. Bankowość nie może lekceważyć tej dynamiki. Na naszych oczach wizje Bretta Kinga nakreślone w Banku 3.0 stają się rzeczywistością. Podczas kiedy inni tylko się przyglądają, warto podjąć wyzwanie i wdrażać przełomowe rozwiązania. IKO, bankowość mobilna 4G stworzona przez PKO Banki Polski, to najlepsze dowody na to, że rynkowy standard może powstać także nad Wisłą .� Zbigniew Jagiełło, Prezes Zarządu, PKO Bank Polski