Insurance Systems in Times of Climate Change

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Addressing the rising threat of natural disasters due to climate change, the author emphasizes the need for effective protection systems for buildings. The book explores various insurance models from Germany, France, Spain, Switzerland, and the USA, assessing their suitability for future challenges. It critically examines statutory insurance monopolies and their compatibility with Swiss and EU law, focusing on economic freedom, competition, and universal service. This analysis is crucial for developing robust insurance solutions in an era of increasing environmental risks.