Cet auteur aborde principalement les défis sociaux et économiques, en mettant l'accent sur des approches innovantes pour favoriser le développement par le bas. Son travail explore le pouvoir du microcrédit comme outil de lutte contre la pauvreté et de création d'opportunités économiques pour ceux qui sont négligés par les institutions financières traditionnelles. Par ses initiatives et la création d'organisations, l'auteur cherche à tirer parti de l'expérience collective pour relever les défis mondiaux. Sa contribution littéraire réside dans l'intégration réfléchie de la théorie économique à l'application pratique pour la justice sociale.
De l'un des pays les plus démunis du monde, le Bangladesh, Muhammad Yunus a suscité une extraordinaire révolution silencieuse qui touche le destin de millions d'individus et passionne les responsables économiques et politiques du monde entier.
À l’heure où le système financier est en pleine mutation, le prix Nobel de la Paix, l’homme qui a imposé le microcrédit, propose une nouvelle forme d’activité économique, complémentaire au modèle classique. Tout comme le microcrédit, qui concerne aujourd’hui plus de cent millions de familles, ce que le Pr Yunus appelle le social-business pourrait profondément renouveler le capitalisme. Qu’est-ce qu’un social-business ? Une entreprise qui gagne de l’argent mais qui n’est pas tendue exclusivement vers la maximisation du profit.Une entreprise qui consacre ses bénéfices à la diminution des coûts, à la production d’avantages sociaux.Une entreprise qui ne rémunère pas ses actionnaires.Utopie ? Les premiers social-business créés par la Grameen Bank témoignent du contraire. La nouvelle révolution à laquelle nous invite le Pr Yunus ouvre la voie à un modèle économique différent, plus juste et plus humain.
The capitalist system, in its current form, is broken. Here, a Nobel Peace Prize-winner outlines his radical economic vision for fixing it. Eight individuals now own more wealth than 50 per cent of the global population, and high unemployment in many countries means that people’s skills, knowledge, and creativity are being wasted. Rampant environmental destruction only adds to this picture of a bleak future in which humankind will no longer be able to sustain itself. But what if there is another way? Muhammad Yunus is the economist who invented microcredit, founded Grameen Bank, and earned a Nobel Peace Prize for his work towards alleviating poverty. Here, he sets forth his vision to establish a new kind of capitalism, where altruism and generosity are valued as much as profit making, and where individuals not only have the capacity to lift themselves out of poverty, but also to affect real change for the planet and its people. A World of Three Zeroes offers a challenge to young people, business and political leaders, and ordinary citizens everywhere to embrace a new form of capitalism, and improve the world for everyone before it’s too late.
Muhammad Yunus is that rare thing: a bona fide visionary. His dream is the total eradication of poverty from the world. In 1983, against the advice of banking and government officials, Yunus established Grameen, a bank devoted to providing the poorest of Bangladesh with minuscule loans. Grameen Bank, based on the belief that credit is a basic human right, not the privilege of a fortunate few, now provides over 2.5 billion dollars of micro-loans to more than two million families in rural Bangladesh. Ninety-four percent of Yunus's clients are women, and repayment rates are near 100 percent. Around the world, micro-lending programs inspired by Grameen are blossoming, with more than three hundred programs established in the United States alone. Banker to the Poor is Muhammad Yunus's memoir of how he decided to change his life in order to help the world's poor. In it he traces the intellectual and spiritual journey that led him to fundamentally rethink the economic relationship between rich and poor, and the challenges he and his colleagues faced in founding Grameen. He also provides wise, hopeful guidance for anyone who would like to join him in "putting homelessness and destitution in a museum so that one day our children will visit it and ask how we could have allowed such a terrible thing to go on for so long." The definitive history of micro-credit direct from the man that conceived of it, Banker to the Poor is necessary and inspirational reading for anyone interested in economics, public policy, philanthropy, social history, and business. Muhammad Yunus was born in Bangladesh and earned his Ph.D. in economics in the United States at Vanderbilt University, where he was deeply influenced by the civil rights movement. He still lives in Bangladesh, and travels widely around the world on behalf of Grameen Bank and the concept of micro-credit.
The author describes his vision for an innovative business model that would combine the power of free markets with a quest for a more humane, egalitarian world that could help alleviate world poverty, inequality, and other social problems.
Part one. The challenge -- The failures of capitalism -- Creating a new civilization: the countereconomics of social business -- Part two. The three zeros -- Zero poverty: bringing an end to income inequality -- Zero unemployment: we are not job seekers, we are job creators -- Zero net carbon: creating an economics of sustainability -- A road map to a better future -- Part three. Megapowers for transforming the world -- Youth: energizing and empowering the young people of the world -- Technology: unleashing the power of technology to liberate all people -- Good governance and human rights: keys to building a society that works for all -- Part four. Stepping stones to the future -- The legal and financial infrastructure we need -- Redesigning the world of tomorrow
The capitalist system, in its current form, is broken. Here, a Nobel Peace Prize-winner outlines his radical economic vision for fixing it.Eight individuals now own more wealth than 50 per cent of the global population, and high unemployment in many countries means that people’s skills, knowledge, and creativity are being wasted. Rampant environmental destruction only adds to this picture of a bleak future in which humankind will no longer be able to sustain itself.But what if there is another way?Muhammad Yunus is the economist who invented microcredit, founded Grameen Bank, and earned a Nobel Peace Prize for his work towards alleviating poverty. Here, he sets forth his vision to establish a new kind of capitalism, where altruism and generosity are valued as much as profit making, and where individuals not only have the capacity to lift themselves out of poverty, but also to affect real change for the planet and its people.A World of Three Zeroes offers a challenge to young people, business and political leaders, and ordinary citizens everywhere to embrace a new form of capitalism, and improve the world for everyone before it’s too late.